Baked Nachos with Ground Beef

Featured in: Weekend Homestyle Favorites

These crowd-pleasing baked nachos combine crispy tortilla chips with perfectly seasoned ground beef, a blend of melted cheddar and Monterey Jack cheeses, and an array of fresh toppings including cherry tomatoes, black beans, jalapeños, and creamy avocado. The layering technique ensures every chip gets loaded with flavor, while baking creates that irresistible melted cheese pull. Ready in just 30 minutes, they're ideal for game day, parties, or a satisfying weeknight dinner.

Updated on Fri, 30 Jan 2026 15:33:00 GMT
Freshly baked Baked Nachos with melted cheddar, seasoned beef, and colorful toppings like jalapeños and avocado. Pin It
Freshly baked Baked Nachos with melted cheddar, seasoned beef, and colorful toppings like jalapeños and avocado. | sweetcairn.com

My neighbor showed up one Sunday with a bag of tortilla chips and said we were making nachos from scratch. I thought it meant opening jars and microwaving cheese, but she had me browning beef with spices I'd never measured before. The smell of cumin and paprika made my tiny apartment feel like a border town kitchen. By the time we pulled the tray from the oven, bubbling and golden, I understood why people gather around food like this. It wasn't fancy, but it was exactly right.

I made these for a friend's birthday once, doubling the recipe on two sheet pans. Halfway through, someone asked if they could help, and I handed them the cilantro and a knife. We stood there chopping and talking while the cheese melted, and by the time we carried the trays out, people were already hovering. The pan was empty in minutes, and I realized I'd forgotten to take a picture, which felt like the best compliment.

Ingredients

  • Olive oil: Just enough to keep the onions from sticking and to help the garlic release its flavor without burning.
  • Ground beef: Breaks apart easily and soaks up the spices; go for something with a little fat so it stays juicy.
  • Onion and garlic: These build the savory base and fill your kitchen with that smell that makes people wander in asking when dinner is ready.
  • Chili powder, cumin, smoked paprika: This trio gives the beef that warm, slightly smoky Tex-Mex flavor without needing a premade packet.
  • Tomato sauce: Adds moisture and a hint of sweetness to balance the spices, and keeps the beef from drying out.
  • Tortilla chips: Use thick, sturdy chips that won't wilt under the weight of toppings; thin ones turn to mush.
  • Cheddar and Monterey Jack: Cheddar brings sharpness, Monterey Jack melts smooth and creamy, and together they create the perfect gooey layer.
  • Cherry tomatoes: Dice them small so they scatter evenly and add little bursts of freshness between bites.
  • Black beans: Rinse them well to avoid that canned taste, and they add heartiness without much effort.
  • Jalapeños: Pickled ones are tangy and mild, fresh ones bring more heat, so choose based on your crowd.
  • Cilantro and avocado: These go on last, bright and cool, cutting through all that rich, melted cheese.
  • Sour cream and salsa: Serve them on the side so everyone can control their own dollops and drizzles.

Instructions

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Get the oven ready:
Preheat to 400°F so it's hot enough to melt the cheese fast without drying out the chips. This step takes no effort but makes all the difference in timing.
Start the beef:
Heat olive oil in a skillet over medium heat, then add the onion and garlic, stirring until they soften and smell sweet. This takes about two minutes and sets the flavor foundation.
Brown the meat:
Add the ground beef and break it apart with a spoon, cooking until no pink remains, about five minutes. Don't rush this; you want it browned, not steamed.
Season and simmer:
Stir in chili powder, cumin, paprika, salt, and pepper, then add the tomato sauce and let it simmer for two minutes. The sauce thickens slightly and the spices bloom, coating every bit of beef.
Layer the nachos:
Spread half the chips on a large baking sheet, then add half the beef and half the cheese, then repeat with the remaining chips, beef, and cheese. Layering ensures no one gets a chipful of nothing.
Bake until bubbly:
Slide the sheet into the oven and bake for 8 to 10 minutes, until the cheese is melted and starting to brown at the edges. Watch through the oven door; it goes from perfect to overdone quickly.
Add the fresh toppings:
Pull the nachos out and immediately scatter the tomatoes, beans, olives, jalapeños, and red onion across the top. The residual heat warms them without cooking them to mush.
Finish and serve:
Sprinkle cilantro and avocado over everything, then bring the whole tray to the table with sour cream and salsa on the side. Serve it hot while the cheese is still gooey.
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Crispy tortilla chips loaded with savory ground beef and Monterey Jack cheese for easy party snacking. Pin It
Crispy tortilla chips loaded with savory ground beef and Monterey Jack cheese for easy party snacking. | sweetcairn.com

One night I made these for myself after a long week, no crowd, no occasion. I sat on the couch with the whole pan and worked my way through it, and it felt less like dinner and more like a small act of kindness I'd given myself. Sometimes nachos aren't about sharing; sometimes they're about claiming a Friday night and a warm pan all your own.

Swapping the Protein

Ground turkey or chicken work just as well if you want something lighter, though they dry out faster, so add an extra splash of tomato sauce or a spoonful of salsa while cooking. I've also used crumbled chorizo when I wanted more spice and richness, and it turned the whole dish smokier and deeper. For a vegetarian version, skip the meat entirely and load up on black beans, pinto beans, or even roasted sweet potato cubes.

Adjusting the Heat

If your crowd includes people who panic at the sight of a jalapeño, keep them on the side or use just a few pickled slices for a mild tang. For the opposite problem, swap in pepper jack cheese, add a dash of hot sauce to the beef, or scatter fresh serrano slices on top. I once added a drizzle of chipotle crema, and it became the thing everyone asked about, smoky and creamy and just enough burn.

Serving and Storing

Nachos are best eaten immediately, straight from the oven, but if you have leftovers, store the chips and toppings separately. Reheat the cheesy chip layer in the oven at 350°F for a few minutes, then add the fresh toppings again so nothing gets soggy. I've also turned leftover seasoned beef into taco filling the next day, which feels like a bonus meal.

  • Use a sheet pan with edges to keep toppings from sliding off during baking.
  • Let guests build their own plates from the pan instead of pre-plating, so everyone gets their favorite bites.
  • Pair with a cold drink, something citrusy or fizzy, to balance all that richness.
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Golden, bubbly Baked Nachos served with sour cream and salsa, ready for a Tex-Mex feast. Pin It
Golden, bubbly Baked Nachos served with sour cream and salsa, ready for a Tex-Mex feast. | sweetcairn.com

These nachos have become my go-to whenever I need to feed people without thinking too hard, and every time, the pan comes back empty. There's something generous about a dish you can share straight from the oven, no plates required, just hands reaching in and voices getting louder.

Recipe FAQs

Can I make these nachos vegetarian?

Absolutely! Simply omit the ground beef and double the black beans, or substitute with seasoned pinto beans or refried beans for extra protein and heartiness.

How do I prevent soggy nachos?

Layer the ingredients strategically—place sturdier chips on the bottom, avoid overloading with wet toppings before baking, and add fresh ingredients like tomatoes and sour cream only after baking.

What's the best cheese combination for nachos?

A mix of cheddar and Monterey Jack works perfectly—cheddar provides sharp flavor while Monterey Jack melts smoothly. For extra heat, swap Monterey Jack for pepper jack cheese.

Can I prepare the beef mixture ahead of time?

Yes! Cook the seasoned beef mixture up to 2 days in advance and store it refrigerated. Simply reheat before assembling your nachos for quicker preparation.

What other proteins work well in nachos?

Ground turkey, shredded chicken, chorizo, or carnitas all make excellent alternatives. You can also use seasoned ground pork or even pulled pork for variety.

How do I reheat leftover nachos?

Reheat in a 350°F oven for 5-7 minutes to restore crispiness. Avoid microwaving as it makes chips soggy. Add fresh toppings after reheating for best results.

Baked Nachos with Ground Beef

Crispy chips loaded with seasoned beef, melted cheese, and vibrant toppings—perfect for sharing in 30 minutes.

Prep Duration
15 minutes
Time to Cook
15 minutes
Time Needed
30 minutes
Recipe by Hunter Phillips


Level Easy

Cuisine Tex-Mex

Makes 4 Portions

Dietary Notes None specified

Ingredient List

Beef Mixture

01 1 tablespoon olive oil
02 1 pound ground beef
03 1 small onion, finely chopped
04 2 cloves garlic, minced
05 1 teaspoon chili powder
06 1/2 teaspoon ground cumin
07 1/2 teaspoon smoked paprika
08 1/2 teaspoon salt
09 1/4 teaspoon black pepper
10 1/4 cup tomato sauce

Nachos Base

01 8 ounces tortilla chips

Cheese

01 2 cups shredded cheddar cheese
02 1 cup shredded Monterey Jack cheese

Toppings

01 1 cup cherry tomatoes, diced
02 1/2 cup canned black beans, drained and rinsed
03 1/4 cup sliced black olives
04 1/4 cup sliced jalapeños, fresh or pickled
05 1/4 cup red onion, finely diced
06 1/4 cup chopped fresh cilantro
07 1 avocado, diced
08 1/2 cup sour cream
09 1/2 cup salsa

Steps

Step 01

Preheat Oven: Preheat oven to 400°F.

Step 02

Prepare Aromatics: Heat olive oil in a skillet over medium heat. Add chopped onion and minced garlic; sauté for 2 minutes until fragrant.

Step 03

Brown Ground Beef: Add ground beef to the skillet and cook until browned, breaking apart with a spoon, approximately 5 minutes. Drain excess fat if necessary.

Step 04

Season Beef Mixture: Stir in chili powder, ground cumin, smoked paprika, salt, and black pepper. Add tomato sauce and simmer for 2 minutes. Remove from heat.

Step 05

Layer Nachos Base: Arrange half the tortilla chips on a large baking sheet or oven-safe platter. Top with half the beef mixture and half the combined cheeses.

Step 06

Complete Layering: Layer remaining tortilla chips, beef mixture, and cheese on top of the first layer.

Step 07

Bake Until Melted: Bake in preheated oven for 8 to 10 minutes, until cheese is melted and bubbling.

Step 08

Add Fresh Toppings: Remove from oven and immediately sprinkle with cherry tomatoes, black beans, olives, jalapeños, and red onion.

Step 09

Finish and Serve: Garnish with fresh cilantro and avocado. Serve hot with sour cream and salsa on the side.

Equipment Needed

  • Large baking sheet or oven-safe platter
  • Skillet
  • Spatula or wooden spoon
  • Knife and cutting board

Allergy Info

Look through each ingredient for allergens and check with a healthcare provider if you’re uncertain.
  • Contains dairy: cheese and sour cream
  • May contain gluten if using standard tortilla chips
  • Contains nightshades: tomato, chili powder, and jalapeño

Nutrition Info (each serving)

Figures are for reference only—always seek medical advice when needed.
  • Caloric Value: 550
  • Fats: 32 grams
  • Carbohydrates: 38 grams
  • Proteins: 28 grams